Points will be awarded based on points for referrals (name and subsequent meeting with advisor). The standard number of points for referral is 150 points. Once the referral becomes a qualified client, additional points will be awarded based on value of business obtained and will vary from one closed deal to the next.
Points can be redeemed at any time, with no time limit.
Points are awarded on pre-tax dollars spent, less cash discounts and other charges.
Points have no cash value and cannot be used or redeemed for any other purpose other than the program.
Merchandise purchased with the Points is subject to taxation and the recipient agrees and understands that they are liable for any and all tax effects at time of delivery. Declaration to Canada Customs and Revenue Agency is the responsibility of the recipient.
Innovative Financial is not responsible for damaged or delayed goods. Claims may be made by contacting info@customerserviceheadquarters.com.
Program may terminate at anytime without notice. All points accumulated but not redeemed during the duration of the program will be valid for 30 days after the announced termination date.
Program may be altered or suspended without or without written notice.
In case of a dispute, disagreement or eligibility for the program, it is understood and agreed that the decision of Innovative Financial is final and binding.